Protection for Your Small-to-Mid-Sized Business
Owning a business is much like owning a home. It requires a huge investment of time, money, energy and passion. A business owner policy, or BOP, protects your small-to-mid-sized business in much the same way that a homeowner policy protects your home and family by combining property and liability insurance into one convenient package.
Every business is different. We work closely with you to customize a policy that fits your specific business needs.
Franklin Mutual’s insurance is available exclusively through a select group of local professional agents. We are proud to be selected to personalize a policy for the way you live.
Owning a business is much like owning a home. It requires a huge investment of time, money, energy and passion. A business owner policy, or BOP, protects your small-to-mid-sized business in much the same way that a homeowner policy protects your home and family by combining property and liability insurance into one convenient package.
Every business is different. We work closely with you to customize a policy that fits your specific business needs.
Franklin Mutual’s insurance is available exclusively through a select group of local professional agents. We are proud to be selected to personalize a policy for the way you live.
What Does a Franklin Mutual Insurance Company BOP Cover?
- Property insurance provides replacement cost coverage for your buildings and contents.
- Business liability provides protection against claims and lawsuits arising from bodily injury or property damage to others.
- Business interruption coverage replaces lost income if your business suffers a covered property loss and is forced to close down temporarily.
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Need more coverage? Add protection with coverage enhancements, including:
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Business owner policies provide protection for a wide range of small-to-mid-size businesses, including:
Main Street Business Barber Shop, Beauty Salon, Clothing Store, Drug Store, Florist, Funeral Home, Pet Store, Shoe Store, Sporting Goods Store Building Owner/Lessor Apartment, Condominium, Light Industrial Warehouse, Mercantile Office Professional Accountant, Attorney, Consultant, Medical Professional, Real Estate, Veterinarian Food Service Bakery, Deli, Meat/Fish/Poultry Store, Product Store, Restaurant |
Workers' Compensation
Protect Your Employees and Your Bottom Line
As a business owner, you take careful measures to create a productive work environment that encourages employee safety. Yet, even in the most secure workplaces, accidents still happen. A Workers’ Compensation Policy pays an employee or employee’s dependents for medical costs, lost wages and death benefits arising from a work-related illness, injury or death.
As a business owner, you take careful measures to create a productive work environment that encourages employee safety. Yet, even in the most secure workplaces, accidents still happen. A Workers’ Compensation Policy pays an employee or employee’s dependents for medical costs, lost wages and death benefits arising from a work-related illness, injury or death.
Non-Profit Insurance
Serving the Insurance Needs of Nonprofit Organizations
As a nonprofit organization, having the right insurance coverage provides you peace of mind so you can focus on your mission and the communities you serve. A general liability policy covers bodily injury or damage to the property of others, medical payments to others, etc.A General Liability Policy provides affordable coverage for small nonprofit groups such as:
As a nonprofit organization, having the right insurance coverage provides you peace of mind so you can focus on your mission and the communities you serve. A general liability policy covers bodily injury or damage to the property of others, medical payments to others, etc.A General Liability Policy provides affordable coverage for small nonprofit groups such as:
- Athletic & Booster Clubs
- Civic Clubs
- Fellowship Groups
- Political Organizations & Committees
- Parent-Teacher Associations & Organizations
Religious Institutions
Better Protection for Your House of Worship
Your place of worship is special to you, and finding the right insurance to protect it is a big responsibility. We take great care in providing reliable insurance coverage for your church, synagogue, temple or other religious organization, giving you peace of mind to focus on the members and community you serve.
The Franklin Mutual Insurance House of Worship Program is designed to give you more of the important protection you need for your place of worship in one convenient, competitively-priced package. Extended protection in key areas and include many of the coverages other companies consider “extras” at no additional charge, so you get better coverage without paying more.
Available options include:
Your place of worship is special to you, and finding the right insurance to protect it is a big responsibility. We take great care in providing reliable insurance coverage for your church, synagogue, temple or other religious organization, giving you peace of mind to focus on the members and community you serve.
The Franklin Mutual Insurance House of Worship Program is designed to give you more of the important protection you need for your place of worship in one convenient, competitively-priced package. Extended protection in key areas and include many of the coverages other companies consider “extras” at no additional charge, so you get better coverage without paying more.
- Replacement cost coverage for your building and its contents, including pews, altars, pulpits, railings, clocks, bells, organs and sound equipment.
- Protection against loss of income resulting from an insured loss that includes coverage for extra expenses incurred if you must rent space to continue operations.
- General liability that protects you from claims and lawsuits arising from personal injury, property damage or bodily injury, including incidental pollution coverage for a known event.
- Various coverage limits available for money and securities, which are doubled for religious holidays.
- Automatic coverage for building glass (including stained glass).
- Officers, trustees, directors and members are included as insureds while acting on behalf of the organization.
- Increased liability protection that covers medical expenses if a person is injured while donating labor.
- Automatic renewal credit starting with your first Franklin Mutual Insurance renewal.
Available options include:
- Cyber Liability
- Excess Medical Payments for Athletic Activities and/or Day Nursery
- Pastoral Counseling Liability
- Lay Counseling Liability
- Directors’ & Officers’ Liability
Flood Insurance
Flood Insurance through Wright Flood Insurance Company and The Hartford
Insuring a home, business or property from a catastrophic flood loss can be confusing. We write policies through Wright Flood and The Hartford.
Wright Flood's sole focus is federal flood insurance and excess flood insurance. They are committed to helping property owners and their agents assess their flood risk, and properly insure it through the National Flood Insurance Program (NFIP).
Wright Flood enjoys a strong reputation for excellence with FEMA and participates on industry councils and advisory boards in Washington, D.C. to strengthen the flood program that serves 5.6 million flood policyholders.
Insuring a home, business or property from a catastrophic flood loss can be confusing. We write policies through Wright Flood and The Hartford.
Wright Flood's sole focus is federal flood insurance and excess flood insurance. They are committed to helping property owners and their agents assess their flood risk, and properly insure it through the National Flood Insurance Program (NFIP).
Wright Flood enjoys a strong reputation for excellence with FEMA and participates on industry councils and advisory boards in Washington, D.C. to strengthen the flood program that serves 5.6 million flood policyholders.
The Hartford is one of the largest flood insurance writers in the country, having written flood insurance through FEMA’s National Flood Insurance Program for over three decades.
The Hartford wants to be your go to flood market for both Personal Lines and Commercial Lines. Their dedicated flood sales and transfer teams want to earn your business by making it easy to do business and providing exceptional service for both you and your customers.
The Hartford wants to be your go to flood market for both Personal Lines and Commercial Lines. Their dedicated flood sales and transfer teams want to earn your business by making it easy to do business and providing exceptional service for both you and your customers.
